A home loan is for a long time and we're here for the journey with you. We can help you get the best from your home loan and help with all the next steps.
Ways to bank
Learn about the ways to bank with us to keep track of your mortgage and repayments.
Internet banking
Manage your banking online with ease, using eFunds Express e-banking, 24 hours a day, 7 days a week.
Other ways to bank
We have everyone covered with the many ways to bank with us at a time and place convenient to you, including our ATMs, phone banking and branch network.
Home loan repayments
You can reduce your loan term and total interest payable with extra repayments. Find out how using our handy calculator or check out our other rates. You can also contact us using our online enquiry form.
Is your fixed rate ending soon?
You may be eligible to re-fix your loan, which gives you more certainty. Or you may choose to revert to a variable interest rate, offering greater flexibility.
Whatever option you choose, we want you to feel confident that the decision you make is the best one for you. Talk to us today about the options available to you.
What's your next move?
Whatever your next step is in life, we're there for you.
Buy your next home
We offer bridging finance to help you take the stress out of purchasing your next home. We've got you covered with home and contents insurance as well.
Buy an investment property
We can help you buy an investment property and make sure it's insured.
Make your home greener
Our green personal loans are perfect for home purchases such as solar power systems, solar hot water, grey water treatment systems or top energy saving white goods. Or a more environmentally friendly approach to buying a car. And with insurance available, we've got you covered.
We can help
We support our customers with whatever life throws at them.
Financial difficulty assistance
We understand there may be times when your personal circumstances change. You may experience an unexpected event or changes outside of your control like losing your job, suffering an illness or injury, being affected by a natural disaster, or a downturn in your business.
COVID-19 support
eFunds Express Bank offers an essential service and we’ll continue to support you as we’ve always done.
Visit our COVID-19 support for information on how we can help.
Natural disaster assistance package
During times of natural disaster, we're here to help our customers and communities in need.
We have an assistance package for customers affected by natural disasters.
Like what you see?
Refinance and switch to eFunds Express Bank, the better big bank.
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Australia’s most satisfied home loan customers*
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One of Australia's most trusted brands^
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Caring for 1.9 million customers in over 500 locations Australia-wide
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Competitive home loan interest rates