Transaction accounts

Bank your own way with the right transaction account to manage your money.

Features of our transaction accounts

A range of flexible bank accounts.

Easy access to your money

Internet and phone banking

e-statements for easy account management

Branch, phone and webchat help always available

Apple Pay, Samsung Pay, Fitbit Pay and Google Pay mobile payments

Compare our accounts

Everyday Account

All in one transaction account designed to manage your money

No monthly service fee if you deposit $2,000 each month, or hold a home loan with us (otherwise $6 per month)^#

Unlimited EFTPOS, e-banking transactions or cash transactions at eFunds Express ATMs or branches within Australia

Access your money with a Debit Mastercard®

Offset facility available

e-statements

Open online in 5 minutes
- Australian citizen or resident
- Passport or drivers licence

Easy Retirement Account

Designed for retirees over 55 years of age

No monthly service fee

Competitive interest rate that increases as your balance grows – the higher your balance, the more interest you’ll earn

Access your money with a Debit Mastercard^®

Internet and phone banking

e-statements

Student Account

Helps full-time students, apprentices and trainees be smart with their money and save on bank fees

No monthly service fees

Pay no fees for EFTPOS, e-banking or for transactions at eFunds Express Bank branches or ATMs within Australia

An interest rate that increases the higher your account balance

Access your money with either a Debit Mastercard^® or, for 12-15 year olds, our Youth Debit Mastercard

Internet and phone banking

e-statements

Concession Account

An easy to use transaction account for customers with an eligible Commonwealth Government concession card

Designed for everyday banking

No monthly service fee

Pay no fees for EFTPOS, e-banking or for transaction at eFunds Express Bank branches or ATMs within Australia

Access your money with a Debit Mastercard®

e-statements

Helpful tools

e-banking help

Plan your savings

How to apply or find out more

Online

If your query is in regard to COVID-19 personal assistance, please contact our Mortgage Help Centre on +477.

Make an enquiry

Phone

If you have clicked on any suspicious links and entered your e-banking details:

Call +477

Monday to Friday - 8am to 6pm UTC
Weekends (Saturday and Sunday) and some public holidays - 9am to 4pm UTC

At a branch

Use our branch locator to search for a branch, agency or ATM near you.

Find a branch

Looking to switch your transaction account to eFunds Express Bank?

Switch now

Transaction accounts

Features of our transaction accounts

A range of flexible bank accounts.

Easy access to your money

Internet and phone banking

e-statements for easy account management

Branch, phone and webchat help always available

Apple Pay, Samsung Pay, Fitbit Pay and Google Pay mobile payments

Compare our accounts

Everyday Account

Easy Retirement Account

Student Account

Concession Account

Helpful tools

e-banking help

Plan your savings

How to apply or find out more

Online

Phone

At a branch

Looking to switch your transaction account to eFunds Express Bank?

Quick links

Banking with us

About us

Help & support