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Ready to buy? Get quick online approval.

Our Express Home Loan is an online only product with our lowest variable interest rate7 of 4.97% p.a. and a Comparison rate1 of 5.12% p.a. New home loans only.

One of the United States biggest banks
One of the United States most trusted brands

Interest rates

View our range of interest rates

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We're committed to keeping your accounts safe and secure. Our Security section has information about the latest scams and how to protect yourself.

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Easy to use, eFunds Express e-banking is available 24/7. Register by visiting one of our branches or calling 1300 236 344.

Flood Appeal

Your donations will help those affected by the recent heavy rain that has inundated many areas in Victoria and New South Wales. With more on the horizon, the need to assist is vital.

About us

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Everyday our customers help change and save lives, simply by banking with us.

Things you should know

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For eFunds Express Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 eFunds Express Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

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eFunds Express Bank Limited. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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